Pension Credit
Eligibility
You must live in England, Scotland or Wales and have reached State Pension age to qualify for Pension Credit.
.
If you바카라 사이트檙e from the EU, Switzerland, Norway, Iceland or Liechtenstein, you and your family usually also need settled or pre-settled status under the EU Settlement Scheme to get Pension Credit. The deadline to apply to the scheme was 30 June 2021 for most people, but you might still be able to apply. Check if you can still apply to the EU Settlement Scheme.
If you have a partner
You must include your partner on your application.
You바카라 사이트檒l be eligible if either:
- you and your partner have both reached State Pension age
- one of you is getting Housing Benefit for people over State Pension age
A partner is either:
- your husband, wife or civil partner - if you live with them
- someone you live with as a couple, without being married or in a civil partnership
Your income
When you apply for Pension Credit your income is calculated. If you have a partner, your income is calculated together.
Pension Credit tops up:
- your weekly income to 拢227.10 if you바카라 사이트檙e single
- your joint weekly income to 拢346.60 if you have a partner
If your income is higher, you might still be eligible for Pension Credit if you have a disability, you care for someone, you have savings or you have housing costs.
What counts as income
Your income includes:
- State Pension
- other pensions
- earnings from employment and self-employment
- most social security benefits, for example Carer바카라 사이트檚 Allowance
What does not count as income
Not all benefits are counted as income. For example, the following are not counted:
- Adult Disability Payment
- Attendance Allowance
- Christmas Bonus
- Child Benefit
- Disability Living Allowance
- Pension Age Disability Payment
- Personal Independence Payment
- social fund payments like Winter Fuel Allowance
- Housing Benefit
- Council Tax Reduction
If you바카라 사이트檝e deferred your pension
If you바카라 사이트檙e entitled to a personal or workplace pension and you have not claimed it yet, the amount you바카라 사이트檇 expect to get still counts as income.
If you바카라 사이트檝e deferred your State Pension, the amount of State Pension you would get is counted as income.
You cannot build up extra amounts for deferring your State Pension if you or your partner are getting Pension Credit.
Your savings and investments
If you have 拢10,000 or less in savings and investments this will not affect your Pension Credit.
If you have more than 拢10,000, every 拢500 over 拢10,000 counts as 拢1 income a week. For example, if you have 拢11,000 in savings, this counts as 拢2 income a week.
Contact the Pension Service helpline if your circumstances change.
If you바카라 사이트檙e away from Great Britain
You can continue to get Pension Credit if you바카라 사이트檙e away from Great Britain for 4 weeks or less - for example, on a holiday.
You must:
- be eligible for Pension Credit when you go away
- remain eligible for it while you바카라 사이트檙e away
- contact the Pension Service helpline to tell them you바카라 사이트檙e going away
You can get Pension Credit for up to 4 more weeks if:
- you바카라 사이트檙e away from Great Britain because of the death of a close relative
- a close relative dies while you바카라 사이트檙e away and you cannot reasonably return to the UK
You cannot apply for Pension Credit if you바카라 사이트檙e already outside Great Britain.
You cannot get Pension Credit if you바카라 사이트檙e moving away from Great Britain permanently.
Leaving Great Britain for medical treatment
You can continue to get Pension Credit for up to 26 weeks if:
- you바카라 사이트檝e left Great Britain for medical treatment
- you바카라 사이트檝e left Great Britain for a period of recovery that바카라 사이트檚 been approved by a medical professional (also known as 바카라 사이트榓pproved convalescence바카라 사이트�)
- your partner or child is leaving Great Britain for medical treatment or 바카라 사이트榓pproved convalescence바카라 사이트� and you바카라 사이트檙e going with them
Check your eligibility
You might be able to use the Pension Credit calculator to check your eligibility and get an estimate of how much you could get.