National Insurance: introduction
Help if you're not working
Your benefits could be affected if there are gaps in your National Insurance record. National Insurance credits can help to avoid gaps in your record and protect your benefits.
You can get credits if you cannot pay National Insurance contributions, for example, if:
- you바카라 사이트™re unable to work due to illness
- you바카라 사이트™re caring for someone
If you바카라 사이트™re not working or getting credits you can also top up your National Insurance with voluntary contributions.