Junior Individual Savings Accounts (ISA)

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Add money to an account

Anyone can pay money into a Junior ISA, but the total amount paid in cannot go over 拢9,000 in the 2025 to 2026 tax year.

Example

If your child has 拢2,000 paid into their cash Junior ISA from 6 April 2025 to 5 April 2026, only 拢7,000 could be paid into their stocks and shares Junior ISA in the same tax year.

You can transfer money between:

• your child바카라 사이트檚 Junior ISAs
• a Child Trust Fund (CTF) account and a Junior ISA - contact the Junior ISA provider to arrange this

You cannot transfer money between a Junior ISA and an adult ISA.

If your child moves abroad, you can still add cash to their Junior ISA.

Who the money belongs to

Money in a Junior ISA belongs to your child and cannot be taken out until they바카라 사이트檙e 18, though there are exceptions to this.

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