IPTM8165 - Significant variation of a qualifying policy: tests for whether policy after variation qualifies: general test: ICTA88/SCH15/PARA18

Where a qualifying policy is significantly varied, the policy must be tested again to see whether it remains qualifying.

Significant variations: similar rules to those that apply on a substitution

The rules that must be applied on a significant variation are a modified version of the rules that apply where a qualifying policy is substituted for another policy, as described at IPTM8120 to IPTM8130.

The modifications are merely to ensure that the rules make sense when applied to a varied policy rather than a substitution and the tests are effectively the same.

The necessary modifications necessary are given in ICTA88/SCH15/PARA18. They are that:

  • references to 바카라 사이트˜old바카라 사이트™ and 바카라 사이트˜new바카라 사이트™ policy must be read as meaning the 바카라 사이트˜policy immediately before and after the significant variation바카라 사이트™
  • references to the 바카라 사이트˜making of the insurance바카라 사이트™ must be read as meaning the 바카라 사이트˜taking effect of the variation바카라 사이트™, and
  • references to the term of the policy must be read as meaning the 바카라 사이트˜term of the policy from the date of the variation바카라 사이트™.

IPTM8170 explains how the rules described at IPTM8120 to IPTM8130 apply in practice when there has been a significant variation of a qualifying policy.