Guidance

HM Land Registry portal: discharge a charge (e-DS1)

How Business e-services customers (lenders) can discharge a mortgage through the portal.

• From: HM Land Registry
• Published: 28 September 2015
• Last updated: 18 September 2023 바카라 사이트� See all updates

Applies to England and Wales

Enter the title number

.

1. Select 바카라 사이트楲ender Services바카라 사이트�.
2. Select 바카라 사이트榚-DS1 Discharge바카라 사이트�.
3. Not all types of discharge can be completed online. Select 바카라 사이트榁iew limitations바카라 사이트� to check that your application is eligible, then select 바카라 사이트楶revious바카라 사이트�.
4. Enter the title number, in upper or lower case letters. Select 바카라 사이트楴ext바카라 사이트�.

Check property details

1. Check that the property details for the title number you entered are correct.
2. If they are correct, select 바카라 사이트楴ext바카라 사이트�.
3. If they are not correct, select 바카라 사이트楶revious바카라 사이트� to go back and amend the title number if required.
4. If the property details are still incorrect, cancel the process by selecting the cross icon and investigate the discrepancy.

Enter the charge details and select a message option

1. Enter the date of the charge you want to discharge, in the format dd/mm/yyyy, for example 25/05/2015.
2. Select whether the application is a borrower바카라 사이트檚 redemption (where a registered proprietor pays off their mortgage and the lender transmits an ED or e-DS1 directly to HM Land Registry on their behalf).
3. Choose a message option. Select 바카라 사이트榊es바카라 사이트� if you want a 바카라 사이트楻egister Completion Sheet바카라 사이트� to be sent to your PDF Downloads on completion of your application.
4. Select 바카라 사이트楴ext바카라 사이트�.

Note: a small proportion of e-DS1 applications can바카라 사이트檛 be completed immediately. You can view pending applications, in the 바카라 사이트楧ay List바카라 사이트� within the 바카라 사이트業nformation Services바카라 사이트� section.

Identify the charge

If you바카라 사이트檙e unsure which charge is to be discharged, particularly in the case of two charges of the same date, please refer to an official copy of the register for extra identification details, eg the address for service.

1. If the date you entered is not recognised, or there are two charges in the register with the same date, you will see a message and a list of charges.
2. Identify the correct charge and select it.
3. Select 바카라 사이트楴ext바카라 사이트�.

Enter your customer reference and view a draft

1. Enter a 바카라 사이트楥ustomer reference바카라 사이트� of your choice, to help you link the application to your client바카라 사이트檚 file. It바카라 사이트檚 shown on the correspondence at the end of the process.
2. Select 바카라 사이트榁iew a draft version of this application as PDF바카라 사이트� to review your e-DS1 application. You can print or save a copy for your records.
3. If you need to amend the application, select 바카라 사이트楶revious바카라 사이트�.
4. After you submit the application you cannot make any more amendments. Once all details are correct, select 바카라 사이트楽ubmit바카라 사이트�.

Confirmation details

1. You will see a message that 바카라 사이트榊our application has been accepted바카라 사이트�. This doesn바카라 사이트檛 mean it has been completed, as there may be reasons why it can바카라 사이트檛 be processed instantly.
2. Note the 바카라 사이트楢pplication reference바카라 사이트�, as you may need it for correspondence or enquiries. If your application is lodged outside business hours the 바카라 사이트楶riority date바카라 사이트� and 바카라 사이트楶riority time바카라 사이트� will not be shown. The application will be held in the system and added to the 바카라 사이트楧ay List바카라 사이트� when it opens on the next business day.
3. Select 바카라 사이트楲odge another e-DS1바카라 사이트� to lodge another e-DS1 application.

Download the Register completion sheet PDF

If you previously selected 바카라 사이트榶es바카라 사이트� to the message option, you can access the 바카라 사이트楻egister Completion Sheet바카라 사이트� PDF once registration of the discharge has been completed.

1. Select 바카라 사이트楪eneral Facilities바카라 사이트�.
2. Select 바카라 사이트楶DF downloads바카라 사이트�.
3. Select 바카라 사이트楽how files바카라 사이트� to access the 바카라 사이트楻egister Completion Sheet바카라 사이트� for the e-DS1.

You can access your PDFs free of charge for 30 days (inclusive) from the day the related application was submitted.

Note: if you view any of the documents displayed here from within a chargeable service, you will incur an additional fee, even if the PDF has previously been requested.

Logout

When you have completed your tasks, exit the system securely by selecting 바카라 사이트楲ogout바카라 사이트� at the top of the screen.

Published 28 September 2015

Last updated 18 September 2023 + show all updates

1. 18 September 2023

   Guidance amended as we no longer send borrower redemption letters.

2. 28 September 2015

   First published.