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Find out about buying a home through shared ownership. Read about who can apply, costs, paying rent, buying more shares and repairing and selling your home.

• How shared ownership works

  You can buy a home through the shared ownership scheme if you cannot바카라 사이트¦

• Who can apply

  You can buy a home through shared ownership if both of the following are바카라 사이트¦

• Costs

  You바카라 사이트™ll need to plan for all the costs when buying a home. When you바카라 사이트™ve바카라 사이트¦

• Paying rent

  For a shared ownership home, you need to pay rent to your landlord for the바카라 사이트¦

• Apply

  There are 4 steps to apply for a shared ownership home. 1. Check if you바카라 사이트¦

• Finding a shared ownership home

  There are several places where you can search for shared ownership homes바카라 사이트¦

• Repairs and home improvements

  You will need to pay for repairs and maintenance no matter what share you바카라 사이트¦

• Buying more shares ('staircasing')

  You can buy more shares in your home after you become the owner. This is바카라 사이트¦

• Selling your home

  You can sell your shared ownership home at any time. If you own 100% of바카라 사이트¦

• Renting out all or part of your home (subletting)

  You can normally rent out (sublet) a room in the home, but you must live바카라 사이트¦

You can no longer apply for a Help to Buy: Equity Loan - find out about interest rates and how to manage your Help to Buy: Equity Loan.

How to manage or make changes to your equity loan, including how to repay or remortgage, sublet, alter or change ownership of your Help to Buy home.

• Updated: 7 October 2024

Rent a property at a discount to help with the cost of saving for a deposit to buy a home. Information on who is eligible and how to apply.

How to fully or partly repay your equity loan - with your own money, when you sell your home or when you remortgage.

The process you need to follow to repay your Help to Buy: Equity Loan when you decide to sell your home.

• Updated: 23 November 2023

The home of Homes England on 바카라 사이트. As the government바카라 사이트™s housing and regeneration agency we believe that affordable, quality homes in well-designed places are key to improving people바카라 사이트™s lives. Together with our partners, we바카라 사이트™r바카라 사이트¦

• Updated: 1 December 2024

How to repay your Help to Buy: Equity Loan, either in full or in part, when you remortgage your home.

• Updated: 23 November 2023

Homes England's requirements for grant funded Shared Ownership homes provided through the Shared Ownership and Affordable Homes Programme (SOAHP) 2016 to 2021 Affordable Homes Programme (AHP) 2021 to 2026 programmes.

• Updated: 10 June 2025

The process to repay all or part of your Help to Buy: Equity Loan, using your own money or other private funds.

• Updated: 23 November 2023