Repaying a student loan or grant overpayment

If you바카라 사이트檙e paid more student loan or grant than you바카라 사이트檙e entitled to, the Student Loans Company (SLC) will write to you to tell you what you must pay back and how to pay.

You must repay this separately from the rest of your student loan.

There바카라 사이트檚 a different process if you applied for:

Student Finance England manages your application for grants or loans and payments during your course. SLC manages repayments.

How overpayments happen

You바카라 사이트檙e paid your student loan and any grants in advance at the start of each term.

If your personal circumstances or course changes SLC will check you바카라 사이트檙e still getting the right amount of finance. This is known as a reassessment.

If the reassessment finds the amount of grant or loan you바카라 사이트檙e entitled to has gone down, you바카라 사이트檒l have to pay back any extra money聽you바카라 사이트檝e received.

If you바카라 사이트檙e an undergraduate

The amount you get depends on things like:

  • your household income
  • the type and length of your course
  • your living arrangements

You may have been overpaid if any of the following happened:

  • your estimated income was lower than your actual income, for example, if you applied using a 바카라 사이트榗urrent year income assessment바카라 사이트�
  • you left your course or stopped studying
  • you changed course, for example you switched to a shorter course
  • you changed your college or university from one in London to one outside London
  • you started living with your parents
  • you were being paid a Childcare Grant but are no longer responsible for the same number of children

If you바카라 사이트檙e a postgraduate

The amount you get is the amount you asked for before starting your course, up to the maximum allowed. Your eligibility for your loan depends on:

  • your nationality and residence status
  • the length and type of your course

You may have been overpaid if any of the following happened:

How to repay

If you바카라 사이트檙e still studying

You바카라 사이트檒l usually have to repay before the end of your course. Either:

  • the amount you바카라 사이트檒l get for the rest of your course will be reduced, to recover the amount that was overpaid
  • you must arrange to repay the money separately, either as a lump sum or in instalments

If your Childcare Grant was overpaid on or after 1 September 2019, you바카라 사이트檒l need to repay the amount after your course ends.

If you leave your course before the amount is repaid

You must repay overpayments separately from your loan repayments.

You must arrange to repay as soon as possible - there바카라 사이트檚 no minimum amount you must be earning before you have to repay.

You can repay the money:

  • as a lump sum
  • in instalments

If you바카라 사이트檙e having difficulty repaying

If you바카라 사이트檙e still studying

Speak to your university or college. They may be able to offer help or advice, or direct you to other organisations that can help.

If you바카라 사이트檝e spoken to your university or college and are still having difficulty because of repayments, call Student Finance England for advice.

Student Finance England
Telephone: 0300 100 0607
Monday to Friday, 8am to 7pm
Find out about call charges

If you바카라 사이트檝e left your course

If you바카라 사이트檝e left your course, contact SLC to discuss your situation. If you바카라 사이트檙e in 바카라 사이트榝inancial hardship바카라 사이트� they may be able to pause or delay any repayments.