Register a charge (mortgage) for a limited company
How to register a new charge at Companies House, or tell us about any you've paid off.
This guidance also applies to limited liability partnerships (LLPs).
Register a charge (MR01)
A 바카라 사이트榗harge바카라 사이트� is the security a company gives for a loan. For example, a mortgage is a type of charge.
You can send us the details of a charge created by the company. We바카라 사이트檒l then register the charge on the company바카라 사이트檚 public record.
21-day time limit
If a charge is not registered within 21 days, it may be difficult to recover the debt if the company becomes insolvent. The 21 days start the day after the charge is created.
If you do not send us this information in time, you바카라 사이트檒l need a court order to register the charge. Only the court can allow an extension of time.
Certified copy of the charge instrument
If there바카라 사이트檚 an 바카라 사이트榠nstrument바카라 사이트� such as a mortgage deed, you must include a certified copy of the instrument when you register the charge. This will be shown on the company바카라 사이트檚 public record.
Removing personal information from the charge instrument
Any information you send us will appear on the company바카라 사이트檚 public record. This includes all information on the certified copy of the instrument.
Before you send us your certified copy, you can remove or 바카라 사이트榬edact바카라 사이트� some personal information from it. You can remove:
- personal information relating to an individual (but not their name)
- the number or identifier of a bank or securities account
- a signature, including a signature certificate
It바카라 사이트檚 up to you how you choose to remove this information.
Who can register a charge
Any person 바카라 사이트榠nterested in the charge바카라 사이트� can register a charge at Companies House. This could be the company itself, or the agent or lender.
It costs 拢15 to register your charge online.
This is the quickest and easiest way to register your charge, with checks to help you file correctly. You바카라 사이트檒l need to sign in to or create a new account if you do not have one.
You can also use software to send charge information to Companies House.
If you바카라 사이트檙e the company
You can register charges against your company using your company authentication code.
If you바카라 사이트檙e an agent or lender
If you need to file charge documents online for other companies, you바카라 사이트檒l need to register with Companies House as a lender.
You can also apply for a Companies House credit account at the same time. This means you can pay the filing fee by credit account, instead of by credit or debit card.
What you can file online
You can use online filing to:
- register a new charge created by an instrument (MR01)
- register a charge over property acquired (MR02)
- satisfy a charge that바카라 사이트檚 been paid in full or in part (MR04)
- tell us about property released from the charge, or no longer belonging to the company (MR05)
Other charges you can file
You can use our paper forms to register other types of charge, or alter a charge you바카라 사이트檝e previously registered.
See our full list of company charge forms for information on what you can send us by post. It costs 拢24 to register a charge on paper.
There are separate paper forms for LLPs.
Satisfy a charge (MR04)
A charge is 바카라 사이트榮atisfied바카라 사이트� when it바카라 사이트檚 paid off. You do not have to tell us when a charge is satisfied - but any satisfied charges left outstanding on our records could have a negative effect on your company.
You should make sure any charges registered against your company are correct and up to date. Check your company바카라 사이트檚 record for any outstanding charges.
You can tell us when a charge has been paid in full, or part-paid. We바카라 사이트檒l then update your company바카라 사이트檚 charge information on the public record.
You can also tell us when property has been released from a charge, or if it no longer belongs to the company.
The address of the person delivering the statement does not have to be a residential (home) address. For example, it can be a service address or the company바카라 사이트檚 registered office address.
Use our online filing service to satisfy a charge (MR04), or cease or release property from a charge (MR05).
You can also use third-party software, or send a paper form by post.
Older charges
To register a charge created before 6 April 2013, you must use one of the archived charge forms from the바카라 사이트�.
The fees shown on archived forms may be out of date and incorrect. You must include the correct聽Companies House fees.
Updates to this page
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Fees updated.
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Informal correction of paper forms no longer available.
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Guidance added - The address of the person delivering the statement does not have to be a residential (home) address. For example, it can be a service address or the company바카라 사이트檚 registered office address.
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Updated guidance about what personal information you can remove or 'redact' from a charge instrument. As well as a signature, you can remove a signature certificate.
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The automatic filing extensions granted by the Corporate Insolvency and Governance Act have come to an end.
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Automatic filing extensions granted by the Corporate Insolvency and Governance Act are due to come to an end.
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Added Welsh translation.
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First published.