Student loans: a guide to terms and conditions
A guide describing terms and conditions for students taking out a student loan in academic years 2025 to 2026 and 2024 to 2025.
Applies to England
Documents
Details
Before applying for student finance, it바카라 사이트™s important that you understand the terms and conditions of your loan. Our guide will help you understand your loan contract, your repayment plan type, how you바카라 사이트™ll repay your loan and how to contact us if you바카라 사이트™re not satisfied.
Updates to this page
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Updated for 25/26 thresholds
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2025 to 2026 terms and conditions have been added
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Removed 2022 to 2023 and updated 2024 to 2025 guide to terms and conditions.
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Terms and conditions have been added for 2024 to 2025
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Updated Student Loans Company address from 100 Bothwell Street, Glasgow, G2 7JD to 10 Clyde Place, Glasgow, G5 8DF
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The 2023/24 guide has been updated with new repayment threshold information.
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A guide to terms and conditions for the 2023/24 academic year have been added
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Updated HTML for academic year 2022 to 2023 to reference and include guidance for Higher Education Short Course Loans content.
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Updated HMTL Terms and Conditions for 2021 to 2022 and 2022 to 2023, to highlight acronyms.
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Updates have been made to the repayment thresholds in the 2022 to 2023 Terms and Conditions Guide
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Added guide for terms and conditions 2022 to 2023.
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Additional amendment to section 5.7 interest rates.
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Adjustments made to interest rates in sections; 4.1, 5.7 and 6.12.
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Converted the PDF document to a HTML.
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Added updated terms and conditions guide for new tax year.
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First published.