Guidance

Child Trust Fund account providers

Updated 5 February 2025

The following are approved Child Trust Fund (CTF) account providers.

All active providers are listed with a CTF reference and a Financial Conduct Authority (FCA) reference.

A to C

Ancient Order of Foresters Friendly Society Limited (trading as Foresters Friendly Society)

This is an active CTF provider.

Visit the website.

Enterprise House
3rd Floor
Ocean Way
Ocean Village
Southampton
Hampshire
SO14 3XB

CTF reference: CTF3665
FCA reference: 110029

Bridgend Lifesavers Credit Union Limited

This is an active CTF provider.

Visit the website.

1 Station Hill
Bridgend
Mid Glamorgan
CF31 1EA

CTF reference: CTF8930
FCA reference: 213681

Caledfryn Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF6674

Accounts for this provider were transferred to Cambrian Credit Union.

Cambrian Credit Union Ltd

This is an active CTF provider.

Visit the website.

144 Conway Road
Llandudno Junction
Gwynedd
LL31 9NP

CTF reference: CTF1215
FCA reference: 231672

Accounts from the following inactive providers have been transferred to Cambrian Credit Union Ltd:

• Caledfryn Credit Union
• Clwyd Credit Union
• CredCer Credit Union
• Wrexham County Borough Credit Union
• Robert Owen Montgomeryshire Credit Union
• Y Llechen Credit Union
  
  

Cambridge Building Society

This is an active CTF provider.

Visit the website.

Cambridge Building Society
51 Newmarket Road
Cambridge
CB5 8FF

CTF reference: CTF2958
FCA reference: 157223

Cardiff and Vale Credit Union Limited (trading as Cardiff Credit Union)

This is an active CTF provider.

Visit the website.

4 Working Street
Cardiff
Caerdydd
CF10 1GN

CTF reference: CTF7422
FCA reference: 213467

Castle and Minster Credit Union Limited

This is not an active CTF provider.

CTF reference: CTF1749

Accounts for this provider were closed and not transferred to any other providers.

Chorley and District Building Society

This is an active CTF provider.

Visit the website.

Key House
Foxhole Road
Chorley
Lancashire
PR7 1NZ

CTF reference: CTF4345
FCA reference: 206023

Citysave Credit Union Limited

This is an active CTF provider.

Visit the website.

The Colmore Building
20 Colmore Circus Queensway
Birmingham
West Midlands
B4 6AT

CTF reference: CTF6272
FCA reference: 213258

Clwyd Coast Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF3341

Accounts for this provider were transferred to Cambrian Credit Union.

Columbia Threadneedle Management Limited

This is an active CTF provider. This provider was previously known as BMO Asset Management Ltd.

Visit the website.

8th Floor
Exchange House
12 Primrose Street
London
EC2A 2NY

CTF reference: CTF9842
FCA reference: 119230

CredCer Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF1027

Accounts for this provider were transferred to Cambrian Credit Union.

D to G

Dragonsavers Credit Union Limited

This is an active CTF provider.

Visit the website.

107 Bute Street
Treorchy
Mid Glamorgan
CF42 6AU

CTF reference: CTF9156
FCA reference: 213320

Earl Shilton Building Society

This is an active CTF provider.

Visit the website.

22 The Hollow
Earl Shilton
Leicestershire
LE9 7NB

CTF reference: CTF0666
FCA reference: 206078

East Renfrewshire Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF2878

Accounts for this provider were not transferred to any other providers.

Engage Mutual Funds Limited (EMFL) (trading as One Family)

This is an active CTF provider.

Visit the website.

16-17 West Street
Brighton
East Sussex
BN1 2RL

CTF reference: CTF0196
FCA reference: 181487

Accounts from the following inactive providers have been transferred to One Family:

• Legal and General (Portfolio Management Service)
• Share Centre Ltd
  
  

Equiniti Financial Services Limited (trading as Eqi)

This is an active CTF provider.

Visit the website.

Aspect House
Spencer Road
Lancing
West Sussex
BN99 6DA

CTF reference: CTF8813
FCA reference: 468631

Accounts from the inactive provider Talos Securities Limited have been transferred to Eqi.

Erewash Credit Union Limited (trading as Derbyshire Community Bank)

This is an active CTF provider.

Visit the website.

Cubo
Victoria Street
Derby
Derbyshire
DE1 1EQ

CTF reference: CTF9597
FCA reference: 432447

Family Equity Plan Limited (trading as One Family)

This is an active CTF provider.

Visit the website.

16-17 West Street
Brighton
East Sussex
BN1 2RL

CTF reference: CTF9416
FCA reference: 122351

Forester Life Limited (trading as Foresters)

This is an active CTF provider.

Visit the website.

Foresters House
2 Cromwell Avenue
Bromley
Kent
BR2 9BF

CTF reference: CTF2891
FCA reference: 177898

Accounts from the following inactive providers have been transferred to Foresters:

• Halifax
• The Childrens Mutual
  
  

Furness Building Society

This is an active CTF provider.

Visit the website.

Emlyn Hughes House
Abbey Road
Barrow-in-Furness
Cumbria
LA14 5PQ

CTF reference: CTF1290
FCA reference: 159624

Gateway Credit Union Limited

This is an active CTF provider.

Visit the website.

21 Commercial Street
Pontypool
Gwent
NP4 6JQ

CTF reference: CTF9370
FCA reference: 214010

Glasgow Credit Union Ltd

This is an active CTF provider.

Visit the website.

95 Morrison Street
Glasgow
Lanarkshire
G5 8BE

CTF reference: CTF5832
FCA reference: 213558

Great Western Credit Union Limited

This is an active CTF provider.

Visit the website.

2 York Court
Upper York Street
Bristol
Somerset
BS2 8QF

CTF reference: CTF2534
FCA reference: 213583

Greater Govan Credit Union Limited

This is an active CTF provider.

Visit the website.

15 Burleigh Street
Govan
Glasgow
Lanarkshire
G51 3LA

CTF reference: CT3045
FCA reference: 213875

H to L

Hampshire Credit Union Limited (trading as Wessex Community Bank)

This is an active CTF provider.

Visit the website.

97 Fratton Road
Portsmouth
Hants
PO1 5AG

CTA reference: CTF9564
FCA reference: 213757

Hanley Economic Building Society (trading as The Hanley)

This is an active CTF provider.

Visit the website.

Granville House
Festival Park
Stoke-on-Trent
Staffordshire
ST1 5TB

CTF reference: CTF6858
FCA reference: 206024

Haven Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF6220

Accounts for this provider were not transferred to any other providers.

HBOS Investment Fund Managers Limited (trading as Halifax)

This is not an active CTF provider.

CTF reference: CTF6562

Accounts for this provider were transferred to Foresters.

HSBC Trust Company (UK) Ltd (trading as HSBC)

This is an active CTF provider.

Visit the website.

Forum 1
The Forum
Parkway
Whiteley
Fareham
Hampshire
PO15 7PA

CTF reference: CTF7962
FCA reference: 119297

Hull and East Yorkshire Credit Union Limited

This is an active CTF provider.

Visit the website.

38 Brook Street
Hull
North Humberside
HU2 8LA

CTF reference: CTF9125
FCA reference: 213620

Killik & Co LLP (trading as Killik & Co)

This is an active CTF provider.

Visit the website.

46 Grosvenor Street
London
W1K 3HN

CTF reference: CTF2664
FCA reference: 462016

Accounts from the inactive provider Share Centre Ltd have been transferred to Killik & Co.

Kingston Unity Friendly Society

This is not an active CTF provider.

CTF reference: CTF7471

Accounts for this provider were merged with Unity Mutual.

Leeds Building Society

This is an active CTF provider.

Visit the website.

26 Sovereign Street
Leeds
West Yorkshire
LS1 4BJ

CTF reference: CTF8323
FCA reference: 164992

Leeds City Credit Union Limited

This is an active CTF provider.

Visit the website.

2nd Floor
Carlton Tower
34 St Pauls Street
Leeds
West Yorkshire
LS1 2QB

CTF reference: CTF4662
FCA reference: 213369

Legal & General (Portfolio Management Services) Limited

This is not an active CTF provider.

CTF provider: CTF3709

Accounts for this provider were transferred to One Family.

Leicester Credit Union Ltd (trading as Clockwise Credit Union)

This is an active CTF provider.

Visit the website.

1 St Nicholas Place
Leicester
LE1 5LB

CTF reference: CTF7985
FCA reference: 213498

Accounts from the inactive provider New Central Credit Union Limited have been merged with Clockwise Credit Union.

Llanelli and District Credit Union Limited (trading as SAVEeasy)

This is an active CTF provider.

Visit the website.

5 John St
Llanelli
Carmarthenshire
SA15 1UH

CTF reference: CTF9309
FCA reference: 213676

Independent Order of the Oddfellows (formerly Druids Sheffield Friendly Society) (trading as Unity Mutual)

This is an active CTF provider.

Visit the website.

Oddfellows House
184-186 Deansgate
Manchester
M3 3WB

CTF reference: CTF2335
FCA reference: 109995

Accounts from the following inactive providers have been transferred to or merged with Unity Mutual:

• Kingston Unit Friendly Society Accounts
• Nottingham Friendly Society Accounts
• Schoolteachers Friendly Society Accounts
  
  

Loans & Savings Abertawe (LASA) Credit Union Ltd

This not an active CTF provider.

CTF reference: CTF3781

Accounts for this provider were not transferred to any other providers.

London Mutual Credit Union Limited

This is an active CTF provider.

Visit the website.

4 Heaton Road
London
SE15 3TH

CTF reference: CTF9057
FCA reference: 213248

M to O

Merthyr Tydfil Borough Credit Union Limited

This is an active CTF provider.

Visit the website.

139 High Street
Merthyr Tydfil
Mid Glamorgan
CF47 8DN

CTF reference: CTF6247
FCA reference: 213643

Methodist Chapel Aid Limited

This is an active CTF provider.

Visit the website.

1 Telford Terrace
York
North Yorkshire
YO24 1DQ

CTF reference: CTF5391
FCA reference: 204508

Monmouthshire Building Society

This is an active CTF provider.

Visit the website.

John Frost Square
Newport
Gwent
NP20 1PX

CTF reference: CTF3776
FCA reference: 206052

National Westminster Bank Plc

This is not an active CTF provider.

CTF reference: CTF0525

Accounts for this provider were transferred to RBS.

Nationwide Building Society

This is an active CTF provider.

Visit the website.

Nationwide House
Pipers Way
Swindon
Wiltshire
SN38 1NW

CTF reference: CTF0692
FCA reference: 106078

Neath Port Talbot Credit Union (trading as Celtic Credit Union Limited)

This is an active CTF provider.

Visit the website.

Harlequin Court
44a Windsor Road
Neath
SA11 1LZ

CTF reference: CTF7515
FCA reference: 232150

New Central Credit Union Limited (trading as New Central Credit Union)

This is not an active CTF provider.

CTF reference: CTF4516

Accounts for this provider were merged with Clockwise Credit Union.

Newport Credit Union Limited

This is an active CTF provider.

Visit the website.

27 Skinner Street
Newport
NP20 1HB

CTF reference: CTF4912
FCA reference: 213547

Nottingham Building Society

This is an active CTF provider.

Visit the website.

Nottingham House
3 Fulforth Street
Nottingham
NG1 3DL

CTF reference: CTF5314
FCA reference: 200785

Nottingham Friendly Society

This is not an active CTF provider.

CTF reference: CTF8926

Accounts for this provider were transferred to Unity Mutual.

P to T

Pilling & Co Stockbrokers Ltd

This is an active CTF provider.

Visit the website.

Henry Pilling House
29 Booth Street
Manchester
Lancashire
M2 4AF

CTF reference: CTF6375
FCA reference: 652114

Police Mutual Assurance Society Ltd

This is not an active CTF provider.

CTF reference: CTF5722

Accounts for this provider were transferred to Royal London Mutual Insurance Society Limited.

Rechabite Friendly Society Limited (trading as Healthy Investment)

This is an active CTF provider.

Visit the website.

2 The Old Court House
Tenterden Street
Bury
Lancashire
BL9 0AL

CTF reference: CTF5990
FCA reference: 109994

Red Rose Friendly Society Limited

This is an active CTF provider.

Visit the website.

Parkgates
52a Preston New Road
Blackburn
Lancashire
BB2 6AH

CTF reference: CTF5249
FCA reference: 110097

Redmayne-Bentley LLP

This is an active CTF provider.

Visit the website.

3 Wellington Place
Leeds
West Yorkshire
LS1 4AP

CTF reference: CTF1394
FCA reference: 499510

Reyker Securities Plc (trading as 4thekids)

45 Gresham Street
London
EC2V 7BG

CTF reference: CTF1662
FCA reference: 115308

This CTF provider is currently in administration.

Robert Owen Montgomeryshire Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF9382

Accounts for this provider were transferred to Cambrian Credit Union.

Royal Bank of Scotland Plc (trading as RBS)

This is an active CTF provider.

Visit the website.

36 St. Andrew Square
Edinburgh
Midlothian
EH2 2YB

CTF reference: CTF7657
FCA reference: 114724

Accounts from the following inactive providers have been transferred to RBS:

• National Westminster Bank Plc
• Tesco Personal Finance
• Ulster Bank
  
  

Royal London Mutual Insurance Society Limited

This is an active CTF provider.

Visit the website.

80 Fenchurch Street
London
Middlesex
EC3M 4BY

CTF reference: CTF9534
FCA reference: 117672

Accounts for the inactive provider Police Mutual Assurance Society Ltd have been transferred to Royal London Mutual Insurance Society Limited.

Schoolteachers Friendly Society

This is not an active CTF provider.

CTF reference: CTF2704

Accounts for this provider were transferred to Unity Mutual.

Scottish Friendly Asset Managers Limited (trading as Scottish Friendly Asset Managers)

This is an active CTF provider.

Visit the website.

Galbraith House
16 Blythswood Square
Glasgow
Lanarkshire
G2 4HJ

CTF reference: CTF5924
FCA reference: 188832

Share Centre Ltd

This is not an active CTF provider.

CTF reference: CTF7513

Accounts for the inactive provider Witan Investment Services Limited were transferred to Share Centre Ltd.

Accounts for this provider were transferred to OneFamily and Killik & Co.

Sheffield Mutual Friendly Society Limited

This is an active CTF provider.

Visit the website.

3 Maple Park
Maple Court
Wentworth Business Park
Tankersley
Barnsley
South Yorkshire
S75 3DP

CTF reference: CTF2787
FCA reference: 139855

Shepherds Friendly Society Limited

This is an active CTF provider.

Visit the website.

Hawbank House
2 High Street
Cheadle
Greater Manchester
SK8 1AL

CTF reference: CTF5553
FCA reference: 109997

Shepshed Building Society

This is not an active CTF provider.

CTF reference: CTF5314

Accounts for this provider were merged with Nottingham Building Society.

Skipton Building Society

This is an active CTF provider.

Visit the website.

The Bailey
Skipton
North Yorkshire
BD23 1DN

CTF reference: CTF2144
FCA reference: 153706

Smart Money Cymru Credit Union Limited (trading as Smart Money Credit Union)

This is an active CTF provider.

Visit the website.

64-66 Cardiff Road
Caerphilly
Mid Glamorgan
CF83 1JQ

CTF reference: CTF8073
FCA reference: 213370

Suffolk Building Society

This is an active CTF provider.

Visit the website.

Freehold House
6-8 The Havens
Ransomes Europark
Ipswich
Suffolk
IP3 9SJ

CTF reference: CTF0626
FCA reference: 104875

Talos Securities Limited (trading as Selftrade)

This is not an active CTF provider.

CTF reference: CTF0165

Accounts for this provider were transferred to Eqi.

Tesco Personal Finance Limited

This is not an active CTF provider.

CTF reference: CTF0417

Accounts for this provider were transferred to RBS.

The Co-operative Bank Plc

This is an active CTF provider.

Visit the website.

The Co-operative Bank
1 Balloon Street
Manchester
M60 4EP

CTF reference: CTF1034
FCA reference: 121885

Transport Friendly Society Limited

This is an active CTF provider.

Visit the website.

3rd Floor
Derbyshire House
St. Chad바카라 사이트檚 Street
London
WC1H 8AG

CTF reference: CTF4216
FCA reference: 110020

Tunbridge Wells Equitable Investments Company Ltd (trading as The Childrens Mutual)

This is not an active CTF provider.

CTF reference: CTF8500

Accounts for this provider were transferred to Foresters.

U to Z

Ulster Bank Limited

This is not an active CTF provider.

CTF reference: CTF4915

Accounts for this provider were transferred to RBS.

Walker Crips Investment Management Limited

This is an active CTF provider.

Visit the website.

Old Change House
128 Queen Victoria Street
London
EC4V 4BJ

CTF reference: CTF5304
FCA reference: 226344

Witan Investment Services Limited (trading as Jump CTF)

This is not an active CTF provider.

CTF reference: CTF7426

Accounts for this provider were transferred to Share Centre Ltd and Hargreaves Lansdown. The accounts transferred to Hargreaves Lansdown were converted to Junior Individual Savings Accounts (JISAs).

Wrexham County Borough Credit Union

This is not an active CTF provider.

CTF reference: CTF9194

Accounts for this provider were transferred to Cambrian Credit Union.

Y Llechen Credit Union Ltd

This is not an active CTF provider.

CTF reference: CTF0977

Accounts for this provider were transferred to Cambrian Credit Union.

Yorkshire Building Society

This is an active CTF provider.

Visit the website.

Yorkshire House
Yorkshire Drive
Bradford
West Yorkshire
BD5 8LJ

CTF reference: CTF7300
FCA reference: 106085