Buying a home

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Making an offer

Before you make an offer, check:

  • what the property is worth 
  • the number of years on the lease (if relevant)
  • what바카라 사이트™s included in the sale
  • what will be fixed or inspected before completion (boiler service for example)

Make an offer on a property

Once you바카라 사이트™ve decided on a property, you can make an offer, usually through an estate agent. 

An offer is not legally binding in England and Wales until you exchange contracts.

If you make an offer 바카라 사이트˜subject to contract바카라 사이트™, this means the price can still be negotiated (for example, if a survey finds a problem with the property).

You바카라 사이트™ll need to find a legal professional to handle the legal work involved in buying a home. 

This could be a:

  • solicitor
  • licensed conveyancer
  • chartered legal executive
  • Chartered Institute of Legal Executives (CILEX) practitioner

Read more about .

Searches and valuation

Once your offer has been accepted, your solicitor or conveyancer will organise local authority searches on the property. 

This usually includes a:

  • local authority search
  • water and drainage search
  • environmental search

You usually have to pay for the searches up front.

Your mortgage provider will carry out a valuation of the property before they approve your mortgage.

Surveys

You can get a homebuyer survey to check the condition of the property. Read more about .

Recommendations from estate agents or mortgage lenders 

Some estate agents and mortgage lenders might recommend legal professionals, mortgage brokers or surveyors to you.

You must be told if the estate agent or mortgage lender gets a payment (a 바카라 사이트˜referral fee바카라 사이트™) from the company they바카라 사이트™re recommending.

You do not have to use the company that바카라 사이트™s been recommended to you.

View a printable version of the whole guide

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